What a Bum !!......

"I can't wait another 18 to 24 months to rebuild the Jersey Shore," Christie said. "That is an unacceptable alternative to me."

Yeah because you desperately need that revenue to fix that budget, you keep lying about.....so who cares what happens to the homeowners that LIVE AT THE JERSEY SHORE !!

THAT S--KS

I just lost alot of faith and respect for him. There are hundred's of homes on the mainland that should NOT be in V zones, meanwhile there are sections of the barrier island that are in an A zone? That makes no sense!

But he didn't say WHEN NJ will be adopting them.

he is a fool

Most of the small buisnesses will go under if they are not able to reopen this summer, putting a lot of people unemployed. His comment was made on talk radio, ask the governor, in response to FEMA claiming it would take hat long to provide the analysis maps. I agree with the governor, it is rediculous. I don't care for all his views, but he is acting with the best interest of the people of NJ in mind.

SELL NOW

obama has him in his pocket to

Fire sale on shore property in 3, 2, 1...

Will these rates be for all homes or for only the ones that had more than 50% of structural damage.

the shore is dead

what is wrong with you chris.Look no problem raising BFE, but why should I be put in the
"V" vone from the "A" zone when I live in the back bay with No breaking wave action from this storm and little water in the house. This is an economic beheading for myself and plenty other folks due to the zone refigurations. Why didnt you address that?

where is this money coming from? A lot of us don't even have the funds to complete existing repairs without help. Now you tell us to expect to pay an additional 30K to raise a house. Why not just take the homes away from all homeowners, And on top of that we would be able to afford the insurance fees and taxes once in place. Are you trying to force everyone out so that corporate america can come in and make another disney land? So that the state collect one big tax bill without any expenses.

V is for Vendetta

@Part Timer- rates will be for all homes in the zones. For example, my property went from AE to a V and 6' to min 9' (recommended 11.)

ICC grant for only those with over 51% damage.

So, if you had under 50% damage...you can (as in my case) end up worse off than if you had more damage due to the high cost of raising some structures.

Not to mention that the value is calculated on the OLD value of your house and not the NEW post-Sandy value for the 51%.

This is the most rigged part of the game that assures so many perfectly good homes will become financial unviable.

So why is letting all the Boardwalks rebuild at the same height. (Permanent structure... no).

So how high to we have to build our houses? All we want is answers

Tomsboy: there will always be some who stay without insurance...so more likely you will end up with a blighted neighborhood where a thriving one once stood.

Also, it will cost more than 30k to lift even an average house. Esp. now that thousands need to do it.

the solution was obvious...they needed to grandfather in existing structures and take real time in making the new zones with real data rather than ram through this extreme plan that destroys what's left of the shore.

The State cannot get a FEMA Hazard Mitigation Grant without adopting the maps. Now they can go forward with getting the funding that will help many towns and residents rebuild their homes and towns in a sustainable way!

I had no flooding a block and a half from the beach. Are they going to hit my wallet anyway?

this what they like to do on Wall Street......All those fools who leverage up 10X on margin , they shake the tree until they fall off and then pick up the shares on the cheap......

Now most of us are going to pay the price for the bubble inflated mortgages that you leveraged and now they are shaking the tree and testing your pain threshold......they will pick up your houses in 2015 for pennies on the dollar

Of course anyone who does not have a mortgage, does not have to answer to the machine....They are free to do as they please

Well, there goes the Jersey shore. Unless you make $200K per year, you won't be able to afford it. ....and somebody please tell the realtors trying to sell a house on the barrier island for $1.25 Million that are on a slab now that we've had enough lying from the politicians. Unbelievable.

<<The State cannot get a FEMA Hazard Mitigation Grant without adopting the maps. Now they can go forward with getting the funding that will help many towns and residents rebuild their homes and towns in a sustainable way!>>

This is not entirely true. There is something called "negotiation" and the governer failed at it to cover his ass.

I think the idea that if a home is not substantially damaged in Sandy, that they should still be subject to an unreasonable insurance increase is total bs. If Sandy didn't do them in, what storm are they predicting that will? Also, why isn't the ICC factored into the 51%.

Sure and simple, they want to minimize cost to FEMA without any regard to the people the are supposedly "protecting."

You want to protect us? Build some dunes/levies/dredge the bay...don't just come up with ways we can spend money on top of repairing our damaged homes!

@Hutchins: Yes...if you are in the zone, which you can easily find out at the FEMA maps that are linked from the patch site on the earlier story about it.

OB dave check your address on femas new map.

Tganks for giving in so easily and forcing many of usout of our homes. Hasn't he read that people are still waiting on ICC funding from Katrina. So by accepting these maps so easily, how does that make the ICC funding available to us citizens. We already have a President and federal officials forget about us, now our own govenor does the same.
The other part to this story that he seems to forget iswhat is going to happen to everyones property taxes, even the ones who dont live in the flood zones...

Where is the savior Obama...why does he not care about the white middle class as was Bush accused of being racist.

Good bye Ortley.....

Where are all the house raising companies going to come from? I was able to find only five that would even attempt my home and only one that would actually put an estimate on paper.

In the next year, you will see the sh*t start to fly like never before...bye bye Jersey Shore. Was nice knowing you.

death knell to the quality of live at the jersey shore. We might as well abandon our properties on the barrier island and return it to Nature. Better yet, The State or Federal Government should buy us out.

My cottage did not flood, although many houses along the street, higher than mine, had water in them. We lost insulation underneath, which has since been replaced unlike friends who are still waiting for theirs. Contractors are busy; a steady stream of vehicles can be seen. What does the "flood plain" mean to me? I am in a high-risk area, but remain safe. Shrug! Made phone calls on cells on Tuesday, (we stayed!), FEMA was here on Thursday, and cars, parked safely, we thought, were towed w/in a week. All's well that ends well, except it goes on and on and on! My sympathies to those who were displaced, as to those who have to deal w/ the new regulations.

The insurance payments that are contractually due have not been paid and homeowners are supposed to rely on ICC additional funding to raise houses?

The lawyers will have a field day with this. The municipalities will have years of broken budgets because the property taxes will follow the property values down for the next 5 - 10 years. The Monmouth and Ocean County Republicans whom Christie depends on for re-election will be too busy trying to maintain their homes to get to the voting booth.

Facts are the facts. If the new ABFE’s were not adopted owners could miss the chance to utilize ICC money, or at least have to wait for 18 months to get the money. They would wait to elevate, delaying the rebuilding process.
The time to object to the maps begins when they become preliminary BFEs in August. All the objections to the new maps will be heard then. The final map adoption could take an additional 12 months. That is when the ABFEs, which become preliminary BFEs in August, then become FIRMs (Flood Insurance rate maps). Again, this would delay the ICC money and the rebuilding process.
The most the objections to the maps will accomplish is changing some homes in a V zone to an A. If I had a home in a V zone that was far back from the water, I would wait until the August preliminary maps are released. If a V zone house is on an open body of water, I doubt it will move out of a V zone. Only people that have a reasonable expectation of their property zone changing from a V to an A should wait. Elevate now and the Shore will be restored faster.
Funding help is a different issue that I hope the Governor addresses soon. Please Governor and the President help provide a source of funding to help pay for the elevations.

@Bernie where do I find the fema maps?

Don't blame Obama for a republican Gov Christi decision. Are they nuts 30,000 for insurance on our homes on the barrier island. We are regular people not millionaires like him. That will kill the entire shore and it will be the empty island. Business will go bust except for the Very Rich. He just lost my vote. Just like a Republican Head in the Clouds.

This is bad for the town, the v zone is not sustainable but Christie is tone deaf. The public does not have the money yor this. It will put homeowners in the position of either staying out of their house, doing work that is over the top, or failing to get permits.
He did not listen to Toms River officials and went on his own. The town should oppose this as it is wrong.

There will now be additional funds available for homeowners to elevate/rebuild their homes through the FEMA Hazard Mitigation Grant Program, not just the ICC. If he did not sign off on the maps, the State could not get the funding. No FEMA map acceptance, no money. The State can go forward with getting the funding that the towns and homeowners need, now, not later.

Can someone tell me were to go to find out how high my house is above sealevel now so I can compare to FEMA request.

IT WILL HAPPEN AGAIN,LOOK AT LBI THEY ARE ALL RAISE,SO RAISE YOUR HOMES AND DONT GET FLOODED AGAIN.

Christie looks like he's constipated in the pic.

how they even going to raise some of these homes built in the 50s and 60s ????

cant believe you people, more than anywhere else in state, got this liar elected and here is how he fights for you........lemmings

Here is the link for the FEMA Hazard Mitigation Grant Program http://www.fema.gov/hazard-mitigation-grant-program

nick from ortley we still have to pay taxes on the property comt the first of february WHY

Here where you can find your old and new ABFE (flood elevation) copy the link below and just enter your address in the center of the page and hit detail. This information can also be found on the facebook page Rise UP TR Sound Board.
http://www.region2coastal.com/sandy/table

has anybody found a company that will raise your home for 30k ?

The fat man has sung "So Long, Shore." Will the last one leaving please turn off the lights?

OMG!!! We so screwed......house for sale, in beautiful Toms River, off Fischer Blvd. nice lot and renovations already started.....this is crazy!!! Investors Savings, come and get it!!!!!!! Insane!!

How about a primary chalenge.

BIG GOVERNMENT CHRISTIE

I hear other people are talking about running against him.

CHRISTIE & OBAMA PERFECT TOGETHER

Just when you think it can't get much worse it does!

See people of Ocean & monmouth counties if it weren't for you who put Christie into office God would only know where he would be. He is not helping the people or should I say he is turning his back to us. He says he will except these new maps with know objection . Like one writer said how could Seaside Heights have a zones and people on the main land are in V zones and had know damage from the worst storm in over 100 years. Wouldn't any normal thinking person ask that. I went to one of his town hall meetings and I also voted for him but I came away from the meeting thinking what an arogant guy ,he is full of him self.

I have friends who live on River Road along the Delaware. They have flooded 5 times in the last 4 years and no one is asking them to raise their house. What about North Jersey? All of the maps I see are along the ocean only!

It needed to be done. This will help release funds that are supposed to help in rebuilding. Wether or not I trust the township for fair and equal distribution is a whole other ball game. I don't. That is where the rebuilding will freeze. This leaves funds to be deposited into pockets, budgets, everything else you can think of except rebuilding John or Jane Doe's house. I can smell the scams already. Anyone who is someone will get money and the rest, well you will be on your own.

I dub this:

The Christie-Creme Homeowners Relief Act of 2013

All you get is the crispie hole in the donut. He ate the rest.

Okay I don't raise my house and my flood insurance goes up to 30k a year or 2500 extra monthly. I don't pay because I can't afford it. Now the bank will have a delinquent loan they can't foreclose on for two or three three years along with the flood insurance premium they will pay to protect their interests. The FEDS put the government out of harms way and shifted the burden to the homeowners and the banks. My hunch is many in our communities will have no choice but to do what many have sadly done across the nation - don't pay and stay - until the sheriff knocks on your door.

I dont think that you really understand whats happening. The Goverment does not want to subsides the flood insurance anymore. The Biggert Waters act 2012 extended the program for five years. Starting 2014 the flood insurance will increase 20% a year until we are paying the rate without the goverment subsides.this will affect the whole counrty.This is a failed goverment program. Like SS,medicaid and medicare.and the newest one obamacare.I cant afford to raise my house and if i did even the $4000. a year insurance would drive me over the edge.

There were already a few "fires" after the storm. Makes me wonder...

tried to warn everyone, but guess what, nothing much we could have done .....next up....property taxes !!! UP UP AND AWAY.....county and towns 30, 40 ,50 % ....never let a crisis go to waste , is what they like to say

next warning, do not let them take your guns away.......2nd amendment is the big brother of the 1st amendment....without it, would make today look like a party

The governor has just shown why he should never be president of the United States of America by making a quick decision on adopting the ABFE Maps. The decision to adopt these maps will destroy the jersey shore. ( properties will be in foreclosure, owners will have to sell ) He has just made many existing dwellings non-conforming in regards to finished floor height which will force owners to sell ( or lose their homes to the bank ) because of outrages flood insurance policy cost. ( hopefully the federal government steps in and deflates his overzealous personality )

if the people were smart (they are not) if they stuck together (they will not) and they had guts to be free and brave (they do not) .....they could easily put this fight between the government and the banks.....they do not need to be a party to it , if they only knew how strong they were

CHRISTIE & OBAMA

Never liked him. He's a phony. Can't even take care of his own body what made us think he could take care of us? One of the highest unemployment rates in the country. You just killed the shore pudge boy. Have another twinky!
Maybe he'll run for pres as a democrat Very pissed!

you are 100% correct. He should never be President or we are in big trouble. I guess something wore off Obama onto him when they did his fly over. He could of been a great leader!

Oh yeah pounding beers tooling around the heights! My cooler and car are staying out the flood zone oh yeah!!!

It's just my personal opinion that our government: (municipal, state and federal) have forgotten that, THEY WORK FOR US, not the other way around.

If I Recall the commercial correctly,, NJ has 125 miles of coast..
How many homes have to be elevated? 1million?? More

Who is raising these homes?

Does the "fat man" know how long it takes to lift a home?

Where is the family to relocate to for up to 6 months?
Really???

Failure to comply? Who has all this money to comply?

Homeowners without any damage would potentially have to lift your home if your flood zone changed?

I feel BIG lawsuits or perhaps class action.. New Jersey has to unite!! And fight .
.. FEMA.. Save your $30k per home for the next 100 yr storm.
Stop trying to control everything! Land of the free...

So cold peeing outside

<<How many homes have to be elevated? 1million?? More>>

This is what I am wondering. Does anyone know?

In 10 years they could not get to all the raising that they want done. I guess they just want folks to tear down or walk away?

Personally, rather than raise I plan to litigate endlessly if need be. It's more practical...by the time it's all over the laws may have changed again.

Impeach the blimp!

LMAO----Just called my lawyer. He told me it will take the my mort company about four years to take my home if I play all the games available. Guess what, I have a appointment tomorrow with them. I am gonna stay here, let the home rot, save as much money as possible over the next four years and buy something for cash or rent. Toms River and Chase can have this half destroyed home in four years. I have an addition we did a few years ago that we can stay in for years. Done and over with.

Belmar Silver Lake has no flood zone and flooded worse than Lake Como. Somebody living on or near silver lake must work for FEMA. Another useless
organization. Put spillways in both lakes. Good luck to those getting pounded.

FEMA sucks. They work with the SBA and basically just want to set us up with a loan @4% not me you pri$&

I am sympathetic to all who have experienced loss from this or any other storm. However, FEMA totally dis-incentivized participation in the NFIP when they started making payments to the uninsured. I have not heard of any plans to discontinue that practice. Despite the requirement for flood ins when using mortgage funding, I expect this will cause MORE people will drop out of the insurance pool. Why pay if you get coverage for free? Rather than taking action that would increase the revenues, LIKE ONLY PAYING INSURED CLAIMS, these regulations are designed to limit the dollar value of the total claims. But if you pay 10 smaller claims but only collected larger premiums from 3 parties, the deficit will never be covered.

Is there anywhere we can find out what the flood insurance rates will be once we are in compliance? I keep seeing loose figures being thrown around, but that is critical information needed in order to decide if elevating our homes will even be worth it. I am afraid to even ask an insurance agent! I have googled and searched, but it looks like that is top secret info. We have suffered enough with going through Sandy...now, they are taking away our livelihood. You are trying to live the American Dream, but then you get the Biggerts-Water Act shoved down your throats with no other option. Pay the insane premium, or pay to elevate a house where you are not even sure if you can afford the "new" premium - or the $$ to elevate a house. I have said it before...this is EXTORTION. Give us at least an option to get out of our houses that we can no longer afford because of a law that was changed AFTER you purchased it, when the rules were different. This is not a car where you can no longer afford the payment and it gets repossessed. A hit on your credit from a forced foreclosure follows you for life. We will be a state of bums between all of the foreclosures, and the people who can't pay the higher taxes on their existing property because of the loss of ratables from the foreclosed houses. SIckening.

I wish that i knew all this cr*p back in November when I started to repair my home, had I known they were going to do this, I would have waited and really weighed my options. Just a big waste of time.

It's not just 'afford' it is also about being more than upside down in your home.

It is not just that you are mortgaged for more than the house is worth.

You are being sandwiched between increased cost of post-storm repair + raising your house and falling property values as those around you who can walk away from their home. (Because it is the most sensible thing in some cases now despite your credit record hit.)

So your house was worth 500k? 400k after Sandy... 150k in repairs, 70-75k in raising, don't forget higher flood insurance still and, btw, we are raising your taxes a few times to pay for the clean up...but more over to pay for all the missing homes and walk-aways.

Wait you don't want a home next to two vacant lots, unmoved, with still some rubble from the homes destroyed and the memories of the friends you had that used to live there? Whoops, sorry...going to happen.

Oh...hey...what about all those bank owned properties? Aren't banks known for how well they take care of their foreclosed props? No you say? But those houses are just beyond the empty lots of knock-downs.

You like boating? Well maybe someday...in the meantime watch out for the floating debris and the places where the bay is only 2'. You might break something.

At the end of the day, find me a buyer that will buy into THAT! You'd have to be insane...and thus the property value spiral goes down and down.

Stafford Township (Beach Haven West Residents)
So what are your plans for your house now?

I only got like 5 beers left in my cooler. Gotta pull over and pee again dam

You can compute your new insurance depending on height and zone and your current payments.

However, I wouldn't think this is in stone either. Also, you might want to call your insurance co. to get an idea if there are other factors. I was told I would go from $721 to near $20k if I don't raise...but damn if I'm going to do that...so no insurance for me, let the popo come and as I understand it FEMA would have paid me about the same as my insurance company will end up anyway so who needs the paid insurance!

Since when does NJ need FEMA to do this? Its seems like FEMA is making more and more of a presence than it ever has. In fact FEMA can kiss my ass in the event of an emergency. Dont come knocking on my door you fascist bastards! You will be told to move on.. MARTIAL LAW or NOT!!

So the federal government is raising insurance rates to unaffordable levels so people can stick the mortgage companies with the homes which are federally backed ? In the long run aren't they shooting themselves in the foot ?

We need to unite and advise our local , county and state elected officials the impact of adopting the ABFE Maps. The change from A-Zone on the existing regulatory maps to the advisory maps V-Zone will truly make the barrier islands barrier in the future.

I can't wait to do donuts in my boat behind my house in the 'high velocity wave zone.' Chief WaaaaHoooo - you're invited! I may even hit a Canadian Goose at that velocity. C'mon Jersey!! Let's make some waves!! Let's show these public servants just who in the hell they work for already!! Jersey - don't let me down. Who's got a pair?

We need to pound beers!

We could do a occupy barrier island

NJ just had its death wish signed. The amount of foreclosures and unemployment rate will triple. We will be the Detroit of the east coast.

Yeh man riggers is rowdy!!!!

We need a bridge to the big-media.

All the bItching here is not going to help much at all. After Katrina, I heard things on the news every 3 days for a few years...why no mention of this. I just looked at CNN and it is not even up there...imaginary g.f. for 19 year old football players make it, but losing our communities in one fell swoop is not worth the new ticket line?

If you search online ,is there any other states besides jersey facing this dilemma from the Federal Extortion of Middleclass America ?

^^^ I think we are the test subjects for this new act.

If I understand correctly, it will actually be in effect next year.

They are forcing people to lose their homes and its pathetic. Whats worse is the township code and building officials,,,they get off being A-Holes and screwing people over.

for all you people who are against the decision to meet the FEMA guidelines, what would your recommendation be?

allow homes to be built to the standard they where prior to the storm? what good would that do?

should only homes that were destroyed be subject to the new guidelines leaving other homes at risk of being ruined at future dates?

should homes/buildings not ruined be grandfathered in and if so to what standard or cost of insurance coverage? if any insurance coverage?

unfortunately building codes change,that's a fact and those changes cost homeowners $$ in the long run, just ask folks who live in real hurricane regions.

if you believe gov.christie is doing this to hurt people, I believe you are either mistaken or just foolish. people are and have been demanding answers. some answers have been provided and decisions made. some will be happy, some won't. he's doing what he needs to do to get things moving.

how much longer should he wait to declare what is or isn't going to be the new standard? who should he go to get those answers, unqualified disgruntled homeowners or engineers and other experts?

if you missed the radio program Tuesday here's the link from ask the gov on 101.5

http://nj1015.com/watch-the-video-from-januarys-edition-of-ask-the-governor-with-chris-christie-2013/

Really - isn't it an over reaction to a freak storm to make everyone who lives by the shore raise their home?

And if I understand this correctly, best case scenario is premiums still go up 300%. If I get sick the health insurance company can't raise my premium, why is it ok with flood insurance?

Back in the car only three cold ones left, looking for sleeping troopers

I had no damage in storm. Had no water even in my year except rain. Not even a puddle. I was never classified as a flood zone, and my family has lived here 80 years. No all of a sudden, I am in the A zone. I live 10 blocks south of the river, and 11 blocks west of the bay. My water according to the maps will come from dry land. The water will come from the bay, go around many blocks and come at me from the south. There is no water there. How does this work?

Can't sell my home ,can't raise it (to costly). So I will just live in my home with no flood insurance until I die and leave the problem to my kid . What horrific mess this is for so many people.

Does the gov. mansion in Island Beach State Park need to meet the fema regulations? If so guess who will be paying to raise it. The tax payers of N.J.

Between the increase in our taxes and now this news about the high cost of abiding by these new maps and such, we wont have a leg or a dollar to stand on. Might as well give the houses away now. And those people who are not in the revised flood area, will still get "theirs" since it is advised that they get flood ins. now, plus our taxes will skyrocket too. What is next now? Owned my home for 45 years, and never dreamed it would wind up like this. What do we now?

King Christie
King Obama

Hurricane Chrisitie and Hurricane Fema will cause more financial harm than Hurricane Sandy. Hurricane Christie/Fema will destroy peoples lives

the Biggert-Waters reform and this new information affects everyone differently. Primary residents won't be unsubsidized it is the non primary that the "big G" doesn't want tax payers funding any longer. Anyone wanting to discuss how they are directly affected and what solutions they may have are welcome to contact us. Already a wealth of incorrect information posted on here unfortunately...

How many houses in Manville and Bound Brook have been elevated in the past 10 years !!!

Hmmm.........to pay or not to pay the property taxes and mortgage due next week?? It seems our home is now an even bigger money pit than before!!! We can neither afford to raise our very small home or pay the projected FEMA brochure insurance premium of $31,000!!!! We would be bankrupt in short order. The middle class is being eradicated from this state and country!!!

News flash! Christie on Fox news at 10:00. Same FEMA for New York state. Gov Cuomo wants residents to build to the new standards "on stilts" or they can SELL THEIR HOMES TO THE STATE AT FAIR MARKET VALUE! No such comment from Christie?

Gee, I remember when they used to call the private sector (insurance and banks) colluding with the public sector (government)......FASCISM.

blows me away...one flood to our homes in Baywood in 60 freaking years....christie just signed his political death warrant....he lost my vote and i was ready to be his campaign manager....

well I guess christie just made the shore areas a ghost town to non-residents might as well just leave the house as is let the bank foreclose goodbye lbi

I liked him until the death warrant was signed..

Stupid government intervention always leads to higher taxes, fees, insurance premiums, etc. when will people learn that government is not the solution, it is the creator of all of the problems.

How about a real conservative governor?

Instead we get Christie, who blows kisses to Obama.

You all should have voted for Steve Lonegan. But you fell for the RINO as you always do.

You all voted for Romney , when Ron Paul was the only man left to save the republic.

How after 3 years I was still reading people liking Christie is beyond me. Tell me how he has helped your family in the past 3 years ???? Glad you hate him today , but sorry just a little too late.

Christies "death warrant", not only to you as waterfront home owners, but imagine what this will due to ratables of 139 miles of coast line, the loss of business incomes and sales taxes to the state of N.J., unemployment (unless you are a carpenter electrician, plumber, electrician, engineer, attorney, or...oh wait maybe there is hope). Makes me wonder how and why, and the lack of viable information by his political professionals and strategists, again how he can conclude this is all about FEMA and ICC grants? Oh now I understand.

Thank you Mr. Ward for corrections to misinformation in these posts. Everyone needs every bit of info and help possible. So much of this anxiety is the lack of info and just not knowing .

PEOPLE CALL CHISTIES OFFICE AND LET HIM KNOW YOUR CONCERNS MAYBE WHEN HE HEARS ALL THE CONCERNS , HE MIGHT CHANGE HIS MIND AND LOOK INTO THOSE WHO UNJUSTLY HAVE BEEN PUT IN THE V-ZONES. 609-292-6000

Obama got all your votes, and he didn't even say thanks. Now you will never see him again, at least until he needs your votes for something else. If your not feeling used, and more than a little bit stupid, your not paying attention. Flood maps, FEMA...what a joke...and the joke is on you all.

I'm looking for Av as I have 10 beers left but me moped is almost out of gas. The Guv has fingered out (he knew it before ye storm) that Fed trumps State. So weird that people think the Guv or their crooked (most) councilmen can challenge the Federal goverment, especially an outfit like FEMA. This will be bad for most.

Now most of you are starting to see Christie for the liar that he really is.

I completely understand every ones frustrations, but this started long before Christie and Obama were even out of high school. The construction lobbyists and power bosses from NJ saw to it that building on the shore would not be stopped by building in a way that would meet or exceed the standards to withstand such a storm. The only surprising thing is that it didn't happen sooner. Short sighted and $$ hungry people are what put this situation in play 40+ years ago. Lax or non existent building codes, graft,and the usual back room dealings that are part of NJ and the USA politics have done this. It is all coming to fruition and we need to retreat from the beach, not build there again or closer as in Long Branch with Pier Village.

That said, the Billions in property values and the rateables that are realized from those properties are too much for the state to ignore and do without, so that is why the governor is wanting to get the money from the feds to rebuild. The big issue with that is that instead of stepping back for just a moment, the Army Corp of Clowns, er, Engineers are running rough shod over the Jersey Shore again, and the day after the storm were rolling in, non stop, truck load after truck load of sand down Mantoloking Road to fill in where the ocean met the bay. This approach will only be met with disaster once again, when the next big storm hits. I understand why the flow of water from the ocean to the bay needed to be stopped, but more thought should have been given to a long term solution, but people want everything back the way it was, and NOW. Long term this approach is not sustainable. When and if all the homes are rebuilt, it will be just a matter of time before they are all gone and the ocean and bay will be one. The barrier island from Ortley to Bay Head as we know it today, will be under water, just like the 4 blocks east of the sea wall in Sea Bright, where just over a hundred years ago there were homes and streets. There will always be a beach, it just may be further west that it is now.

We'll raise the home as soon as the state can commit to raising the often times flooded roadways leading to it. Out of curiosity....how rigid were the ABFE standards post-Katrina or post-Andrew? Apparently, it's OK for Jersey to fund other state's disasters over the last hundred years, but not OK to expect the same consideration in return. This is what happens when a nation is bankrupt, continues to make promises it cannot keep and is lead by people without a clue on how to get us out from under this debt. Keep funding cell phones for all, bailing out union corporations and funding bankrupt solar companies. Now that a hardworking, taxpaying section of the country can use a temporary hand....hit them while they're down. I'm sick of the leadership in Washington and have just witnessed the choking of the leadership in my beloved NJ.

Stop whining Donna did you have insurance as a responsible home owner
me and mitt say fema is immoral
and your lies and faux news re runs is making me sick
you know the cell phone thing was started by bush
tell us Donna how do you feel about Bush s unpaid for wars you know the reason for the debt

What would it take to fight these new pending rates? Is there still time to fight a winning fight for this? I understand rates have to increase but bankrupting towns isnt going to help

First there was Obamacare. Now we have FEMACARE.

The Governor adopting the Flood Maps put out by FEMA is a double edge sword. It really creates hardships for many people, but on the other side, you now know where you stand instead of waiting two years to find out that your hosed. People affected by the storm should get together with attorneys and form a class action suit. I spent time in New Orleans after Katrina and there are no homes that I saw raised. The perimeter of New Orleans is being built to withstand another storm surge. So why can't the Jersey Shore have the same consideration? Build up the barrier island to withstand another surge and leave the good people of Jersey alone.

The land grab has already started. I know a couple of real estate agents on the island who told me they are already getting calls from people looking to buy properties at distressed prices. If you have a personal friend who is a real estate agent ask if they are getting the same requests. The vultures are circling.

Christie missed the boat big time on this one! Doesn't he see the ramifications of this! We all need to contact him to have FEMA relook at inland areas, such as Baywood.

I was currently in an AE zone ... My flood was 1800 a year for 215,000 flood ins. My house is structurally compromised... Way more than 50%... Flood insurance is willing to pay me 63,000 to repair my house. I just got a letter from insurance saying we have to pay out of pocket before getting reimbursement for ICC. I don't qualify for FEMA. Housing (been denied housing assistance 5 times) bc we are both real estate agents and cannot provide a paystub to qualify.
So if an A zone is up to 31,0000 if not raised and 7,000 if raised and 3500 if you go higher??? Well that is still double what I pay now and why pay it when they don't want to pay you if there is a flood!!! 63,000 I cannot do squat with. Bank of America has already sent notices of intent to foreclose bc I cannot afford a rental and my mortgage since FEma won't help!! It is a lose lose scenario....ps I have called the governors office numerous times looking for some sort of help, got transferred 5 times before someone said call this number... So I did AND they said we do NOT help people directly.... Try to find an organization to help you!!! Haha thanks for nothing!!!

Unfortunately, things have changed at the Jersey shore and homeowners need to comply with these changes or suffer the consequences. Yes, sad but true, some residence will need to sell and move on to higher ground. I wish only the best for those who can stay and for those who must go...its the only way that we as people who live in NJ can prevent future burdens on our taxes and not bankrupt the state. Oh, BTW, I too have family who have lived in Ortley and are at the very same crossroad...so I do feel for you all.

Let me try to remember the last time that the insurance industry had to pay out large sums on money in Ocean City, probably 50+ years ago... wait wait, it's coming back to me now...March 6th 1962. Now where do you think that all the premiums has gone for the last 50 years. One storm and everybody panics. Where is the leadership in this state.

I just dont get why its been 3 month & everything looks the way it does still,Why People are still homeless, Why are streets still covered in sand, homes still sitting on top of one another,? Many people are out of work in the Tri-state area, stop with all the formality & red tape & get these people working, & secondly SHAME on you for spending 160-170 MILLION dollars on a party .... take 1/2 that & use it to rebuild this area REGARDLESS if it was a second home or not if they have a second home they are paying double taxes paying double into funding FEMA..Your telling people to rebuild on & raise up your homes ( will FEMA pay for that change) Think about what you are telling people that have the funds to rebuild, or to sell out , Thats telling them that they are basically being forced out ... these people that have the $$ will just go south,They will sell one home & bring there money elsewhere ( S.C. V.A, etc) where they will get a LOT more property & home for the $$ ...Just want NJ wants to do is push people that fund our townships out... SMART!

The posts here amaze me. So if I understand most of you, you want the same criteria for flood certs that you had prior to the storm, the same flood insurance premiums as if the storm and its lessons never happened. You blame Christie for accepting the advice of govt flood experts because it will cost you more for your waterfront living. Lets say for arguement sake, Christie ignores the experts recommendations and lets you all build as you had it before the storm. Another freak storm rolls in right after you got done rebuilding and once again destroys everyones property, are you all going to sing the praises of Christies decision to not follow the directives of flood experts or are you going to call for his head?
Get real, this storm was a catastrophy waiting to happen and with the global climate and water levels rising it will happen again. But just as Obama is shifting this nation over to, everyone wants to do nothing and have the govt bail them out everytime they didn't take care of themselves.

Maybe , is it possible that the governor is yesing Fema now so that the ones edible for the grants and ICC will get it, knowing that when the maps go to preliminary they will be fought to the end..for some reason i think he may be smarter than this.

So my home is pre-firm built in 1964. We have had continous insur coverage since we owned here . Sustained less then 50 percent damage. Now what is the sotry?

so, if I take a very very long simple view of things.
The purpose of insurance is to pool risk.
The defining base flood elevation, is to determine the 1% flood line
once in 100 years, the flood waters will get to or above that line.
after 100 years of premiums, (long view remember)
the premiums at 3,500 a year for a really jacked up house will come to 350,000
at 31,500 a year, the premiums will total over 3 million.

the MAXIMUM payout for flood coverage is 250,000

what?

Sadly, no one took the time to challenge FEMA on a ridiculous flood chart they came up with that they publically admitted was NOT based on any engineering models. It has my home, which is 5 houses from the Bay in a V Zone which is an active wave zone. It has homes within two blocks of the OCEAN, you know the place where the waves come from, as a lower zone. This basically took my neighborhood and turned it into an eventual ghost town. There is no way that Silverton residents can afford the two options here: lifting your home onto pilings, which costs in some cases as much as $100k, or not complying and having your flood insurance literally become over night 10 to 15 times higher than it is now. We are doomed.

People make the insurance business more complicated that it needs to be. They collect premiums and pay out claims. When times are good, like the last 50 years they pocket the profits. When they eventually have to start paying claims, ouch, they want you to forget about the good times and concentrate on the current disaster. Don't take you eye off the ball and fall for the crocodile tears.

I did not vote for him last time. Will not vote for him next time. However, there are no easy answers to the abominible situation the shore is in. There is also no "silver bullet" answer that would make everyone happy. I do sympathize with Christie as he tries to address a situation no previous governor has had to deal with.

Oh, and after all of this is done, I am sure the silence will be deafening about providing public access too. That will become a "local" issue and after all this tax money goes towards fixing dunes, etc. Just open up the beaches already and come into the 21st Century. The lack of access makes us the laughingstock of the nation.
No access.....no tax money.

It is my understanding that by the Gov, excepting these advisory maps opens up some funding needed by those affected, were as towns saying they were gonna fight it, would not be eligable for funding. Now, I heard that the maps will become preliminary around August. Once preliminary, that is when public opinion is heard for or against zones, zone lines. Now, some things to consider, I've been told, by a local engineer, that the base maps used for the model, that created these maps, are OLD usgs topo maps, probably from the 60's, we have a drawer full of the paper maps, and some roads & neighborhoods are not even on them. The model also does not take into account any and all houses that could potentially nock down the wave action, thus moving the V line back toward open water. It will be neccessary for you to know what your current elevations are. Existing finished floor, mechanical room finished floor, outside corner grades of the house, and the centerline of road and gutter/edge pavement elevations. DO NOT depend on what fema used as a base map for existing grade....Several, if not whole blocks can contract a surveyor to run down a street and get these grades in one shot, at probably a very reduced rate if the surveyor can do many houses after running a benchmark into a road. I am NOT a surveyor, as some will think I'm drumming up work, just someone in the local engineering field, that is already up to eyeballs with this mess. Maps become final about a year after preliminary.

I hope the bank enjoys it's new house.

Mr. Christie are you rushing to fix the shore for the insurance industry that is taking months to submit a report of damage so we can begin rebuilding and moving on. If so when you meet with them behind closed doors let them know that you will not accept increases until all claims are final. Then they can submit for increases.

Remember Romney wanted to do away with FEMA & everyone thought it was a terrible Idea?? Remember when everyone thought Obama was going to save the world ??

This is so the people who have already paid off their mortgages can now take out new loans from the big banks (helps Christie and false economy in NJ and country), this puts the people back on the lurch, which banks and govt love. The one thing they hate is debt free citizens. Good luck NJ. I love you. You don't HAVE to buy into it. Wait for your house to get demolished, then take out a loan and rebuild. Chances are good that you will never get wrecked. Fear tactics as usual. Money as usual. Politics as usual!

also most people think its better for them if their house is $500,000 and 3% interest , instead of house being $150,000 and 12% interest.....WRONG WRONG WRONG !!!

all it means is you can afford your PAYMENT but probably not your house .......its always best to buy a house when INTEREST RATES ARE THE HIGHEST !!!!!!

I don't have a problem raising my home, what I have a problem with is the cost and thr burden of that cost. If the government is willing to cover the cost to raise these homes well then go ahead and raise, but who has extra money lying around? Don't these buffoons realize that we are still struggling economically and that people are still in recovery mode from the past 5 years of a terrible economy. It sounds so easy for them to say it and for Fema to put it on paper as if changing a letter on a map is so simple, but for 1000's of us, its a costly change. We are hurting and the prospect of having to dole out money that I don't have is ridiculous. The majority of us are middle class Americans living a middle class life and we do not have disposable income at our beckon call to just throw into raising a home. I am tired of paying loans and to take on another one is just going to force me to continue working until the day I die. This economy has ruined our lives and it just seems that every time we think we're getting close to moving forward towards something good, something else is holding us back. This just flat out stinks.

Answer these questions before reaching for your ideological blanket:

1. How many banks would loan penniless, near-zero-income students $100,000 if the State did not backstop and ruthlessly enforce its parasitic, exploitive "student loan" programs? Answer: none.

The consequence if the tyrannical State ceased to enforce the debt-serfdom of Student Loans: the Education Cartel would collapse in a odoriferous heap, and the banking Aristocracy would be stripped of a highly profitable State-run business.

2. Under what conditions would banks originate mortgages if the State did not guarantee mortgages via FHA and the other socialized-mortgage agencies? Answer: 30% to 35% down, hefty points and a higher rate of interest than FHA loans.

We can find the answer by examining the conditions banks demand for non-State backed loans. If the State wasn't backstopping the risk, what bank would be insane enough to originate a 30-year fixed mortgage at 1 point over official inflation and a negative rate when measured in real inflation? It makes no sense without State subsidies and guarantees.

What percentage of the mortgage market is purely private, i.e. not backstopped by FHA et al.? About 5%, and the terms of these private loans are considerably stiffer than those originated under the taxpayer-funded umbrella of FHA.

In other words, debt-serfdom is not possible without the State enabling and enforcing the banks' power.

Via Charles Hugh Smith

Too many people are not taking the time to really think through their situations. Ignoring all the venting and the usual trolls that see a conspiracy under every seashell, many people are not sitting down and going through all the implications.
FEMA was never designed to make every person whole, it is beyond their authority and ability.
For some, walking into the bank and saying thanks, ;but unless you can offer some relief, here's your keys. If your property was underwater before the storm, you are probably better off just giving it back unless you can really afford the future added costs.

I think we have all come to a breaking point. When does it end? People say Government, I say what government? They are all but puppets on a string. This
country is run by big business and their lobbyists. Just STOP paying all the exorbitant taxes and fees that are constantly being rammed down our throats.That's the only thing they understand is the pocketbook. At this point what do we really have to loose? If we don't do something, most of us are going to loose it all anyway. Like they said in that movie "we are mad as hell and we are not going to take anymore"

Totally agree John!

Leaving riggers where did all the Porto potties go? Cooler packed! Oh yeah baby!!!

I'm gonna wake up some troopers

I don't think people fully realize what he has done. Lots of homes for sale, lots of foreclosures and huge price reductions. Who will take the risk to live there? Even if you get a good deal, the maintenance, insurance and taxes will be so ridiculous. Unless they make some major adjustments, this will be the end of the Jersey Shore as we know it. It may make the areas nearby more desirable but no reason to live close to the ocean unless you are a millionaire. Don't think any millionaires will be looking at our house either, since its the low spot on the street. Some of the biggest disasters have been caused by the best of intentions.

Ok so let me understand this, I live in a development that never flooded, when I bought the house we were not considered to be in a flood zone even though the bay is a block away (wonder how much the builder had to pay someone to get that through). Now all of a sudden we flood for the 1st time and we are considered zone A with 9 ft elevation. No one can tell me what my elevation was before. I was told to hire a surveyor to tell me or find the original surveryor and he will tell me. So now I have to take out a loan with the SBA to put my house back to what is used to look like and on top of that I either have to pay tens of thousands of dollars to raise my house or pay a stupid amount of money for flood insurance, neither of which I can afford. Where does our governor and all his buddies think we are going to get the $ to do this. A mortgage, an sba loan a kid in college another going soon and now this. Sure no problem, I guess I will have to work until the day I die, never take a vacation again for the rest of my life and hope that I will have enough $ to eat. FEMA and everyone else involved need to focus on fixing the issue that created this problem and not unload all of this on the working class. If the proper precautions had been taken years ago the ocean would not have broken through in Mantoloking and caused all of this damage. They must look and re-evaluate the flood & elevation maps, they are ridiculous. Look for more tent cities to pop up soon.

FORGET THE DAMN FLOOD MAPS AND MAKE THE DUNES HIGHER LIKE THEY DID IN NEW ORLEANS. MAYBE THEN WE WONT HAVE TO PAY FOR THE INCREASE IN FLOOD INSURANCE WHICH IS ON OUR BACKS. FAIR ENOUGH . NOT JUST US.THIS WAY THE WHOLE COUNTRY WILL BE PAYING FOR THIS

The consensus I am reading in the comments section here is that the Governor is wrong.....I agree, he is wrong. Like he demonized the NJEA, he is demonizing the oceanfront homeowner. This guy is nothing but a bully who acts like an advocate but could care less about the Middle Class. He is full of crap.

Hmm, what will this mean for schools, government buildings, police stations, fire stations, churches, etc that are all in these new flood zones? Do the FEMA flood zone guidelines outweigh/overrule Federal ADA guidelines?

I spoke with an engineering firm today about getting a baseline soil condition sample done so I can see if a helical pile foundation can be used to raise my house. Sure, get the sample done he said but we still don't have answers from FEMA on certain things like "what is the Depth of Scour we should use when conducting sampling?" That determines how far down you need to install pilings and your foundation footings and walls. How do we move forward as the Governor says we should when there are unanswered questions that the engineers need to know to help us rebuild? This is a knee-jerk reaction by Gov Christie, who I personnaly like, but his decision to adopt the advisory maps was done without fully understanding the impact on thousands of homeowners.

I THOUGHT FEMA WAS IN CHARGE OF THE MONEYS COMMING FROM WASHINGTON HOW CAN THE GOVERNOR CONTROL OB AND HIS CRONIES. REMEMBER EVERYTHING COMES FROM WASHINGTON NOT FROM THE STATE OF NJ.KNOW THE RULES BEFORE YOU OPEN YOUR MOUTHS.

i think i will see if HGTV would like to purchase my home for next years dream home sweepstakes !!!!!!!!!!!!!!!!

I think all of you are missing the point, the point is that when you rely on Government fed, state, local you are going to be very disappointed with the result. Now mark my words wait until you find out that this is what your so called govt provided health insurance will be like. This is not Christies fault totally...Fema is the US government and is run by the Obama administration and these are the new rules because really most of you would not have been able to afford to live in flood areas at all if you weren't subsidized by the government to begin with.

if your home is worth 300,000 and you pay 2000 a year in flood insurance probably less in years past..how many years would you have to live there to pay to replace the home.....150 not possible.

I truly feel sorry for all the people put out by this storm but you were sold a lie by the government for years and are now waking up to the fact that the govt is not your friend and is not there to help you and those expecting help should remember this and teach it to your children.

Someone please answer me this - What happens to all of the people who have small primary residences built on concrete slabs that cannot be raised? AND they had less than 51% damage? We will all lose our homes! The technology doesn't exist yet to raise older homes built on concrete slabs (heard this directly from the city structural engineers at the town meeting) and who can afford to pay $31,000 a year in flood insurance on a $190,000 home? It seems insane that myself an many others will lose our homes because of this. Previously, we were not in a flood zone, now we are. Where will we live? Because there is no way people can afford that in flood insurance. I have always been responsible and paid all of my bills, now I will be forced to lose my home and have my credit destroyed so that I will never be able to buy another. Crazy.

It's very bad!! Government does not exist to bail you out. No, it's not fair. It's very simple. If you can't pay,.... ....you will go away. Done!

Christie will fight the Fed Govt to institute Sports Betting in NJ but won't fight for the families of the Jersey shore. Call his office and tell him he's a fraud. 609 292 6000

People are going to walk away from their house's. this whole thing is making me sick!!

This is from a good friend......more results of Christie's BS.....

"My home was majorly destroyed by the storm, and i went to investigate the Christie sandy relief fund website. They don't have a way you can apply for it. They say that on the sight. but they do have a way to donate? does that make any sense?? There is $61 million dollars just sitting there and we can't get a penny of it. I haven't seen any money in any form. Nothing from the relief concerts or FEMA. Where is all this cash going?? Nothing I mean nothing has come thru to help us other than family and good friends. If someone has a reasonable explanation I'd love to hear it. And I have been in touch with every site and organization, so save your advice on that. i have got the letter from my town saying I have to knock the house down in 60 days or have it "code ready" in 90 days. They found time to do that. I'm sick of the BS."

Great job Governor....

Resident,

Don't start with your partisan BS. This is being handled poorly by the Feds and the State of NJ, both parties. People are always more important that laws, codes, ideas or theories....show a little compassion for people.

Mahatma Ghandi who said, "A nation's greatness is measured by how it treats its weakest members."

Go here for additional quotes: http://sapphire-rain.xanga.com/621547647/item/

Appartently FEMA is 8 billion in the hole and will be 3-4x greater with Sandy. There is no more federal subsidy because our Federal governmaent decided to approve a student loan program and trasportation bill and stop paying subsidies to FEMA. I suppose this is popular because the government and ultimately tax payers would not want to keep bailing states out when there is a storm especially where dwellings are not built to the new codes. We don't spend enough to try to avoid this with levies, buidling up dunes, a stronger barrier island infrastructure, and other means? Our solution is to overburden these homeowners financially into foreclosures and short sales. But we can spend 353 Billion a year on illegal immigration?

I also don't understand how the homes in Ortley and Lavalette can be a zone A two blocks from the ocean but a house on the Meteconk is now changed from an A to a V zone. We don't experience velocity waves and we have several houses in front of us that would prevent it even if it did happen, but we are now a V zone. Yes building stronger than we have to may in theory sound good to others until you start looking at the costs that we cannot afford. No help for these homeowners you are on your own! We are still paying our high mortgage, high property taxes (no relief there even though you cannot live in your home!), and a rental and utilities. And it now seems it will be over a year before you will be anywhere near being done with construction bc we can't seem to get answers on the parameters to lift, assuming you have a contractor to lift it. I am being told a minimum of 8 months waiting time for a contractor to lift your home. People who are not living this situation just don't get it!

Pre -sandy there were over 600 homes for sale in my town .I bet there will be 1000 more now.Who can afford to pay these crazy insurance rates and the high tax rates.How about the schools and town buildings that need to be raised. It seems the politicians are worried more about the tourist than RESIDENTS .

first its a push for tax cuts to benefit the rich...now lets price out the middle class families that have owned homes along the shore for years! Wonder how this is going to play out in heavy republican Monmouth and Ocean counties...

I CALLED CHRISTIES OFFICE TODAY AND HIS AID SAID THEY ARE GETTING MANY, MANY COMPLAINTS. tHEY SAID HE WILL ADDRESS THIS BUT i HAVE HEARD THIS FROM HIS AIDS BEFORE REGARDING OTHER ISSUES. kEEP CALLING WHO KNOWS IT MAY HELP. LISTEN TO THIS I HAVE 6 BLOCKS OR MAYBE 7 BETWEEN MY HOUSE AND THE BAY ALTHOUGH ALL THESE HOME ARE STILL IN THE A -ZONE BUT MY HOUSE ON THE NEW MAPS WAS PUT IN THE V-ZONE. I GUESS THEY MUST THINK THE WATER WILL GO OVER AND AROUND THEM 90HOMES BEFORE IT GETS TO MY PLACE WITH A HIGH VELOCITY WAVE. MAKES KNOW SENSE . THIS IS THE TYPE OF UNFAIRNESS THAT WE ARE LOOKING FOR AND WE HAD MINOR WATER AROUND OUR HOUSE AND HOMES VERY NEAR BY HAVE BEEN RED TAGGED OR EXTENSIVE DAMAGE WITH FEMA LEAVING THEIR AREA IN THE SAME A-ZONE. HOW IS THIS POSSIBLE.

Let’s call it what it is… A TAX. It is a tax on people who had the good sense to get flood insurance and unfortunately had the audacity to put in a claim. Now the “house” (Insurance Companies) want their money back. They are locking the doors to the casino, raising the table limits, adding a few decks to shuffle and forcing you to sit down and play until they get every penny back and then some.
I'm a fan of the big guy. But for someone who runs around talking about not raising taxes he better look in the mirror because he just taxed the Jersey Shore into oblivion.

Can't stand it anymore, this has been such a burden on my family. Trying to get the toms river house back in shape so my kids, who rent it from me, can go home. my daughter homeless with granddaughter, they here few nights a week and in laws renting next door. This whole situation sucks a big one! Yes, we got our flood ins. money, no help from FEMA cause my "secondary home" son cannot get help either, they tell him he lost all his belongings to get a SBL, bank holding on to money, ugh. I signed up to go to a FEMA workshop at HS East tomorrow from 1-4, but you need tickets. I have them for the 3:00 session, but why bother to go?? Hey, maybe we should all go, tickets or not, and storm the good old FEMA reps!!

Good one Pete Grace, i like your thinking!!! lol It was in our plans to rent our toms river house out to my son for a few years, we moved to retirement village, then sell the t.r. house and get a place in Naples, Fla when we "officialy" retire.....well so much for that idea now. But what you saying makes alot of sense. love it....

Why is new Jersey the only state listed with new abfe's on the maps? Why isn't new york dealing with this, and for that Matter why is no other state show any concerns over Fema's new flood premiums? Is Jersey the Guinea pig for this ? Are we the only state that got hit by sandy?

So torn emotionally but want to get some hard #'s to know how big my problem is. Can anyone recommend who I can reach out to for house raising/foundation estimate?

I'm fairly confident that every single house raising company in NJ is booked for 1 year +. I made calls before this governor ok'd FEMA's maps and it was already this way. Beware of any companies that start up now as "house raisers" ...I would not trust them to raise a dog house if they have not been doing it already for years.

To have a press conference and give no real infomation that will help homeowners is disgraceful. My parents are 87 and 82 years old have been living in the same home on a lagoon off of Fischer Blvd for 50 years. How can anyone make a decision on what to do with the rest of their life if you have to wait around for 18 to 24 months for the powers that be to make up their minds whether their gonna scr-w you or not?
I talked to people in New Orleans that were helped by the state to raise their home. They say they only had to pay $200 after aid. If you raise your home to the appropriate level why should the insurance companies be able to charge you $7000? Shouldn't raising your home prevent it from being flooded? I'll make a deal with the state and county. Give them back all of the taxes they had to pay and they can have the house.

this is the most rediculas thing i have ever heard...ive been paying too much money as it is for flood insurence..and what did i get in return??? 3 months of bull-shit, then when they decided they had to pay on a house that has almost 200,000 worth of damage?? they decided that 63,000 should be enough...really!!!! oh and lets not forget FEMA <what a joke they are> this is disgraceful!! "Mr Gov".....this is driving the middle class right out of this state and everyone else for that matter..i can only hope to get out of here as quickly as possible..but in case i dont...you have sooo lost my vote!!!

Great job Gov....but I am just being insensitive, according to some. Thanks for ruining thousands of people's lives but by no means, should you ever investigate Kim Guadagno's triple dippping. Its all the unions' faults, its all the Democrats fault, its all the taxpayers fault but none of it is YOUR fault. Thanks a lot, now go to Washington and JOB the GOP nomination to Hillary in 2016, just like McCain and Romney and make your bones so we are rid of you. Good riddance.

I sat was at Christies Town hall meeting . Smooth Talker . Then he said something I knew he be sorry for . I will decide the Flood heights and let Fema Adopt to us. His words I have them on Video . I will have a new plan for our state in Two weeks ..
Well guess what Ralph Cram-den couldn't have done it better BABABa Im adopting the Fema advisories. Really . ? Guess what these maps still aren't adopted and can still take Two years to get approved . So tell the people what they want to hear then do nothing , But the biggest Crime here yes crime is . Fema hiding behind the endless profiteering of the insurance industry , Where in the world not even oil companies get away with the Highway robbery going on here . Where can you raise the price of your product 1000 percent . Certainly not in a country like USA . We need a deep throat in the insurance business or lobbyist to come clean . Im sure the Washington post would anti up some pretty big numbers for the real story .

Even the one percents that just got taxed wont get there heads around this one .
Wipe out entire tax bases of Towns? Wipe out entire generations of neighborhoods,
Kill a entire generation of retirees , Why not take the 7.5 billion we made on AIG .

We bailed Banks and insurance company's out that committed more crimes than you can shake a stick at now our own government is following the same suit . Residents of New Jersey need a Class action suit and we need it now ..

So the Mayor Toms river hes also to blame the mayor of Tuckerton hes also to blame If you had one second of and idea of what your selling here . Were talking about the Fema and Goverment polices that have been adopted by State . Yes the the Governor and Our Mayor Had to tell EPA And DEP to back off .. Or we would still be sitting in debris ridden streets Who got those cleaned YOU the Epa? DEP? no our Mayor and help from the Governor did . Here you go TR you show me a town that had a faster response a better evacuation a better emergency plan and results .

The night the opened the recover center in manahawkin for all towns to use the EPA and DEP showed up trying to shut it down . Now you tell me where was all this Junk going . this action alone probably saved more lives than anything else . Post the town that out performed this one taht got its residents back in faster got them into shelters hot food clothing you post the Town that did a better job or is at this very minute .

Creditability you scream then prove me wrong . Every Mayor on the east coast is screaming Foul powerless , Perhaps we should back to corruption leadership pay to play days of Block . Is that your idea.

maybe a public rally will get us noticed , a gathering of all the towns that will be affected by these new rates. our stories may be heard when we light this town up with protest ...we need to be heard for more than gold chains and guinea tees, we now need to be heard about the new Federal Extortion of Middleclass America.

Floodgate
I understand your emotions are running high so I'll "fuggettabout" the stereotype and speak to the point you make which is a good one. We need to get names of property owners and dwellers on a petition. We can also consider running candidates in the local elections as let's say members of the "Elevation Party." This is a classic example of a government gone wild. This is what will occur and the exact opposite of a Laissez-faire society. Insurance companies lost now they want to recoup which is fine but they are the only game in town and that's not fine. No competition creates a breeding ground for what we are experiencing now. Hopefully, their is not a government takeover of the house raising business.

“New Jersey will adopt the Federal Emergency Management's (FEMA) Advisory Base Flood Elevation maps, clearing the way for residents and business owners along the Jersey Shore to rebuild better and stronger, Gov. Chris Christie announced during a press conference in Seaside Heights Thursday afternoon”
I live 100 feet from a tributary of the bay and yes I was flooded and out for several weeks and am still repairing, I can’t see what the complaints are? I guess you all want the state and the fed to do all your repairs and the lifting of your homes for free! Well it’s not going to happen we pay a price for living near the bay and the ocean we got away whit it for what seems for ever but now it’s time to pay the piper or get out! I am not rich by any means I get by check to check but I have to do what needs to be done If I wish to continue to live near the shore! Fortuity I am able to do much of what needs to be done and my wife insured us wisely so the cash for most of the necessary repairs are there. But as for raising my home it remains to be seen what we will have to do to reach code height. But that is my problem not the state or the feds as it is yours.

v zone can you give us a run down on a helical design , for a house approx. size of 30' by 30' built on a concrete slab, and a ball park estimate of the cost.........

The more I think about this situation, the more I think it will play out to be a numbers game. Someone is going to get screwed over and seems like the homeowners are the smallest group with the least lobbying power.

Does anyone know how many homes are effected by the new FEMA maps in NJ?

Being there are only about 340 posts here...I have a feeling it is not going to be enough to make a political statement.

(I am one of this group.)

It isn't about fairness in the end, it is about power. We only have power as a group if our group is big enough. I wonder if an expert surveyor can figure out the likely number of homes impacted?

^^^ 350,000 is quite a few. What is this not making the front page of the times or the nightly news for more than a second or two mention? I think we need a rally and SOON, before we are too far down the path to change a thing.

I'm fairly certain that MOST of the people this effects don't know it yet. It is only we who were effected by Sandy that are pre-occupied by it. For any counter movement to gain traction, we need to get the information out to ALL who these new maps would cause home-raising. $50k bills tend to get folks attention...many will be blind sided later because they think they are too far inland to be effected.

My friend is a couple of thousand feet inland and just asked me what a Flood elevation certificate is ,and that he is apparently in a flood zone now ,,,and get this ,with the SAME BFE as me and I'm on a lagoon 9' and 13' lol.

Our Governer, Chris Christie, who i have loved up until now just sold us all out. FEMA's new maps are a freaking JOKE. many of us who live on the water and have higher elevations which did not flood are being screwed and it sucks. I am a real estate appraiser. Last week i had to go appraise a home in Midway Beach, South Seaside Park. 300+ 500-800 square foot, pieces of crap, probably built using 1 x 2's for studs, no heat, sitting on cinder blocks on the beach and beach block. I was AMAZED as i drove around, all i saw were a few missing shingles and some siding blown off....after speaking with the woman who owns the real estate office there, i found out NONE of those homes flooded...why....DUNES. There is also an area comprised of trailers several blocks away, beach block, not a one moved off its cinder blocks...why DUNES. rather then turn our areas into ghost towns, ruins, rubble and foreclosures can they not just build dunes for us on the barrier island??? would that not be too easy??? Such an easy solution and these idiots, including our sell out governor, can't figure out another way aside from forcing us to raise our homes?????

Curious to how the Jersey Shore compares to New Orleans which is below sea level. One piece I read is: "Every substantially damaged (residential) structure,substantially improved structure, and new construction, no matter where in the city of New Orleans will have to be a minimum of 3 feet above the Highest Existing Adjacent Grade (HEAG) edge of the property whether this grade is natural or man made." 3 feet ??? And what heights do that want in New Jersey ??? Hmmmm ???

and what are banks and insurance co there Frank?

DUNES DUNES DUNES GO AS HIGH AS YOU WANT AND LEAVE US ALONE THATS WHERE THE MONEY SHOULD BE SPENT AND WE WILL SLEEP WELL TONIGHT. HOW MANY MORE TIMES DO I HAVE TO SAY THIS. LOOK AT MIDWAY BEACH AND SO SEASIDE PARK ITS LIKE NOTHING HAPPENED.AGAIN DUNES DUNES AND MORE DUNES.

Yea the right to have a View supersedes the right to life home and happiness . You have more rights in Russia

Hi Bobby Chez, There are two deferent designs, one for the v zone (that is in the design stage) and another for the other zones that we have been using for the past 13 years on shore homes. Not to get into to much detail would have me typing for hours. I am in Fla getting some R&R since the storm hit my home. I will be back in town this Tuesday and if you would like to call me please do so I will meet with you and give you all your options. My cell is 908-600-0976. Thanks, Andy

Can someone post a link/way of voicing our thoughts to Chirstie? I'm not sure how to do this.

$51 billion effort to reconstruct Iraq has estimated that $6 billion to $8 billion of that amount was lost to waste, fraud and abuse. wonder how much there insurance went up ?

I already started a facebook page - please jump on and click "Like." Strength in numbers. We need to get organized or at least have a meeting place.
Please post comments and information.
http://www.facebook.com/pages/Rise-Up-TR-Sound-Board/144428685711908?ref=ts&fref=ts

1 officer killed, 2 wounded near La. casino
Loading... Share No Thanks Must Read?Thank YouYes 8 Email Story Print By MICHAEL KUNZELMAN, AP
17 minutes ago
NEW ORLEANS — Police on Saturday arrested a man suspected of fatally shooting a police officer and critically wounding two sheriff's deputies after allegedly setting fire to a mobile home in south Louisiana, where an elderly man's body was found.

A Chitimacha tribal officer was pronounced dead at the scene of the shootings in Charenton, while two St. Mary Parish sheriff's deputies were critically wounded and taken to local hospitals, said Louisiana State Police Trooper Stephen Hammons.

Hammons said the officers were responding to a report of an armed man walking down a road near the Cypress Bayou Casino when Wilbert Thibodeaux, 48, of Charenton allegedly shot them.

"Thibodeaux fired at the Chitimacha Officer, fatally wounding him," state police said in a news release. "As two St. Mary Deputies, who were in the same car, arrived at the scene Thibodeaux fired multiple shots hitting the deputies. During the encounter, Thibodeaux was shot."

The giant sucking sound you hear is the Middle Class exiting the Jersey Shore due to idiotic government regulations that were poorly thought out, along with a bit of back room collusion with the banks and insurance industry. But the priority that we have tacky, overpriced amusements for the bennies by this summer will make us all feel good.

Just read this article and it speaks volumes about Fema and why New Jersey is getting screwed over. It states in this article that the residents of New Orleans filed a class action lawsuit against Fema to stop them from trying to recoup money that Fema claims alleged hurricane Katrina, Rita and Wilma victims took knowing that the did so by fraudulent means. Interesting that they were able to file a class action lawsuit against Fema and actually have a judge agree with them. Fema employees made mistakes and expects these people to pay now for something that happened 7 years ago. So you can see how f "d' up this agency is. Read the article.
http://www.huffingtonpost.com/2011/06/01/fema-to-demand-that-hurri_n_869584.html

TonySoprano_62 I followed in your footsteps and have created a facebook page for stafford twp residents to sound off and to maybe discuss some positive ways that we may find a solution out of this mess. Please spread the word and lets get the dialogue moving forward. http://www.facebook.com/StaffordTwpResidentsUnited

hey Karen, instead of making seperate fb pages, lets make one...we are all effected at the state level...so far i see one for stafford and toms river, lets keep the numbers volume together....and i too think a class action law suit is in order....

End All Foreign Aid

http://www.facebook.com/StopFemaNow. This is the one I chose to go with (i didnt create the page) simple , to the point and can involve any town in any state....even though its just New Jersey dealing with this for the most part ...like it ,share it,pass it on

The American Association of Justice compiles a list of the 10 worst insurance companies in the United States. These companies are not only using the “deny, delay, defend” tactic but they are known for their shameful treatment of policyholders.

1: Allstate

2: Unum

3: AIG

4: State Farm

5: Conseco

For more than 65 years, the American Association for Justice, also known as the Association of Trial Lawyers of America (ATLA®), has supported plaintiff trial lawyers—as the collective voice of the trial bar on Capitol Hill and in courthouses across the nation and by providing exclusive services designed for trial lawyers.

http://www.change.org/petitions/fema-revise-or-reverse-new-100-flood-maps?utm_source=share_petition&utm_medium=url_share&utm_campaign=url_share_before_sign.
Here's a petition I found online ,we just need someone to create it and put in words our issues,someone with good journalism ,,that is not me :)

I cant speak for everyone,But Just a observation ... nothing is being done in my neighborhood, have seen NO help at all to homes that where destroyed, It seem that C.Chistie is admit about getting Seaside back up & running... I get it, its a tourist site, which brings in $$, think about all the people that are year round residents, I bet within 3 years at least 30-40% of them will be moving, because their homes will still not be back to the way they where pre-storm,,,,,, within 5 years Seaside will become another AC that it will be all ghetto areas( not to far from it now) small business will never get back up & running & banks are going to take over all these homes that are going to get foreclosed on because whose paying a mortgage on a home that they cant even live in...??? Think of the larger picture the complete future NOT just the summer tourist...

did however see an enormous amount of money spent on the prez inauguration

In Shore Acres this AM and FEMA is doing house to house visits. They have credentials, are taking photos and reviewing the water height reached in each specific area. This is a section that was an AE and now a V. Not to bring up any political BS but maybe Christie called a bluff and is getting the reaction he expected from our strong commitment knowing we do not fall easy. Before his address to take on these maps all we heard was rumors and seen not much at all. FEMA is now the one that has to back up their claims and reasons for changes as now we take on their codes to comply.

Free Time- maybe you should start an insurance company specializing in flood insurance... and for your first order of business: how you would go about gauging and assessing risk, so as to make your insured hold on claims and at the same time not bankrupt your insurance group. Your telling me: here I(the insured) comes and tells FEMA, I don't agree with your risk assessment as it pertains to the increased premium. Now if there was a market for this type of insurance you could look for a lower premium...but there isn't!

Currently FEMA is in the red, meaning that if it was a private insurance company, it would be bankrupt. If you had a choice: would you put your money(take out a flood policy) with a company that has to borrow money because it has under rated risk or/and allowed higher claims causing negative equity(bankruptcy)? Flood insurance is a high risk casino game...that's why no private insurance company will touch it with a ten foot pole.

In the crosshairs, the Fed.
If the stored value of money as the world’s medium of exchange for labor and saleable goods could not be changed at will by the central banks, then the bankers would not now have complete and unquestioned control over each man’s possessions, liberty and economic destiny. In short, the money power would not now be entrenched as the undisputed ruler of the world.

The power to designate the value of money as “what we say it is” is the power to shortchange the world’s people of their wealth, and worse, their freedom and justice.

If we continue to discuss how to tweak this economic model rather than how to destroy it, we are only hastening the day when no tweaking will be necessary because we will not be free to suggest changes.

Money as an artificial wealth, as a convenience of exchange invented by man for barter, ought to be stable in its value as property, else, as is happening now, it becomes a weapon in the hands of those who control and wield it.

This endless string of economic crises and injustices would never have been possible if the definition of coining money had been followed as anticipated by the Founders of America.

Had every State a right to regulate the value of its coin, there might be as many different currencies as States, and thus the intercourse among them would be impeded; retrospective alterations in its value might be made, and thus the citizens of other States be injured, and animosities be kindled among the States themselves. The subjects of foreign powers might suffer from the same cause and hence the Union would be discredited and embroiled by the indiscretion of a single member.

Had not banker-bought congressmen clandestinely moved the Fed creation through Congress in late 1913 and had not a banker-bought president signed it, the government of this nation would no longer be in the hands of the international bankers. And Anonymous would not have to be performing Congress's job.
reply

WHO DOES FEMA BELONG TO THE STATE OR THE FEDERAL GOVERNMENT. WHO RUNS THE FEDERAL THE BIGGEST LIAR EVER IN OUR HISTORY OBAMA. REMEMBER HIM TAKING PICTURES WITH ALL OF YOU PHONIES WHO PUT HIM IN WITHOUT A FIGHT. I REMEMBER THIS LIKE IT WAS YESTERDAY HE IS OUR BIG BOSS. NOW IF CHRISTIE IS BROUGHT INTO THIS THEN WHY DOESNT THE BIGBIG BOSS COME TO YOUR AID AND TELL HIS UNDERLING LIKE CHRISTIE TO DO IT HIS WAY. SO YOU SEE IT ALL COMES FROM WASHINGTON INCLUDING THE MONEY AND FEMA FROM THE BIGGEST LIAR IN THE WORLD YOUR PRESIDENT. HECK NO HE HIDES IN HIS OFFICE LIKE HE DID ON 9 11 12 AND LIE TO EVERYONE THAT HE DIDNT KNOW WHAT HAPPEN ANN NOW YOU WANT ME TO BELIEVE ITS NEW JERSEYS FAULT.I THINK OUR PEOPLE HERE WOULD BUY THE ROLLER COASTER. SO LETS STOP THE BLAME ON NEW JERSEY AND WE SHOULD GO DOWN AND MARCH ON WASHINGTON THE BOSS SHOULD TELL US TO DO UP HERE OK

Daniel if you are keeping an eye on this article it has morphed into something other than the stated article, I know it might be healthy to give people a place to vent but as usual it’s the same old gang spinning all kinds of conspiracies and BS, I think is past time to close it down!

THAT BUM IS THE BIGGEST LIAR WE EVER PUT INTO OFFICE AND YOU KNOW IT. JUST WATCH CBS NBC AND ABC AND YOU WILL NEVER SEE ONE ARTICAL THAT HE EVER DID ANYTHING WRONG IN 4 YEARS. AND YOU WANT ME TO BELIEVE YOU THAT HE NEVER EVER DID ANYTHING WRONG LIKE YOU. GO BUY THE ROLLER COASTER.I CANT BELIEVE YOU THINK LIKE HE DOES. FOLLOW HIS FRIENDS AND THE MONEY AND YOU WILL KNOW WHAT HE THINKS.

Hey Free Time , you may be on to something, send them my way,i got some footages for them to measure

Important information from the Toms River meeting yesterday. I met with the Engineering Department because I needed clarity on the fact that although my insurance settlement is just over 50% of my land improvement value or the house only value on my 2012 taxes my insurance company did not declare my house as substantially damaged. The reason being is the estimated total cost to rebuild my house is hig...her than that of the assessment value from the township putting me under 50% according to my flood insurance carrier. Therefore I would not be eligible for the 30K or so I thought. They said, "As long as you have a letter from us saying you are substantially damaged you qualify for the ICC monies." I just didn't want to get caught in the middle. I would like to verify this from another source to be sure. This is extremely important to many.

Spooner,The sarcasm always helps in understanding a point! We all have different situations with what we are left with. In Shore Acres there are many slab houses that should have been dozed over long ago with flooding every year (high risk). Some of the new homes on grade beam/piling have a different fight as many did not reach the 50% (lower risk) and most have the mortages on these higher valued homes (mandatory insurance). This leaves us with the entire cost to comply along with the original higher investment than the older dwellings on slabs. I do agree the height needs to be changed but as for the zoning, not too convinced. The FEMA550 foundation plan along with our zones can mean either a minimal cost or the higher 70k plus cost to move the house, demo foundation and re pile. It has to be done smart to what the requirements are and some may be able to column on their grade beam/pile existing construction. Our town/s have to become more educated in what can be done as a first step and the second being to work with certified contractors. The houses at the end of Drun Point were not blown off their foundations by waves. The walls damage by debris, most likely. These homes though some very nice were added onto, patched up time and time again. The newer, on grade beam or 100% pile houses are for the most part being lived in now. So for my family, insurance costs and investment I want to lower my risk while staying in my neighborhood.

So does anyone have a timeline for let's say a few thousand homes just here in Toms River to be raised? Timeline, as far as how long it would take contractors to actualy finish the job of raising all of these homes? I was told yesterday, year's AND years.

The home mover I spoke to said "decades" for that amount of work with everyone in that business down on through VA working 365.

Don't forget the dozens of fly-by-night companies that will appear and use your home as a guinea pig while they learn their craft. Lots of repair work afterwards. Don't forget the hundreds of homes that can not be done and must be torn down. Then there also homes (like mine) where it can be done but there is no where to put the house while you extend the pilings. Front yard is not big enough and back yard is a lagoon. What then?

Unless something changes, the neighborhoods we know and love around the shore will be destroyed.

The businesses get help first because they create new money for the state well the houses are second in line but they are also important for TAX revenue.

YEAH OK I'll raise my house. After they pull me out of it dead, they can do whatever they like with it. F that!

If one were to think that New Jersey(especially the shore region),had a high foreclosure rate before, just wait and see what happens when homes that have already been severely devalued , take another sharp spike downward. Short sale is about to take on a new meaning. Why the local "leaders" aren't jumping up and down is beyond me. Whatever that little reserve that is budgeted for uncollected taxes is; DOUBLE it. People-- often not by their own choice-- are going to be walking away in droves.

I have gone onto the Fema website and I have pulled info with regards to appealing their designationof a V zone. I would have to hire a surveyor to prove that a scientific or mathematical error was made in regards to the elevation. Any resident can appeal you just need to show proof. It may be worth it for neighbors to come together and jointly hire a surveyor to give them an elevation that may dispute Fema's findings.
67.5 Right of appeal.
(a) Any owner or lessee of real property,
within a community where a proposed
flood elevation determination
has been made pursuant to section 1363
of the National Flood Insurance Act of
1968, as amended, who believes his
property rights to be adversely affected
by the Administrator’s proposed determination,
may file a written appeal of
such determination with the CEO, or
such agency as he shall publicly designate,
within ninety days of the second
newspaper publication of the Administrator’s
proposed determination